I can't thank you enough for your assistance in helping my wife and I to obtain our pensions. As you are well aware, we tried to get them for over a year and each time our applications were denied. It was an incredibly frustrating process as we were passed on from one person to another, over and over again, which took over a year and then proved to be futile in the end as we were denied. Finding your services was tremendous and a godsend!
We greatly appreciated that you were able to take care of the process for us in such a timely fashion, and your communication with us during it, and of course, the outcome. We really do appreciate your professionalism, courtesy and efficiency. Whenever I called you would get back to me straight away and the problem was addressed and followed up with a progress report.
It was truly a pleasure to work with both of you. Your professional expertise obviously paid off for us and I would definitely recommend your services.

Please find enclosed a cheque to cover your services in getting my wife and I our British Pensions for the time we worked in the United Kingdom. I much appreciate the time and effort both you and Peter spent in dealing with the UK Pensions organization - it's not something I would care to tackle on my own and both my wife and I are happy we engaged you to sort the whole thing which looked very complicated from where we sit. If anything goes off the rails in the future I appreciate knowing you are there to help out.

Please accept my most humble thanks for a job well done. You have taken the daunting prospect of claiming my UK pension from me and handled it with total efficiency with little to no pain on myself.
I have watched as friends have tried to wade through the mounds of papers, questions and red tape that seem to be the staple diet of governments only to hit block after block. So again, thank you, please do not hesitate to use me as a reference, it will be my pleasure to endorse you and the excellent service you both provide. Please find enclosed my cheque for your fee.

After 18 years as a senior Provincial Government officer in Canada, I well understand administering laws and regulations, but upon turning sixty-five I didn't think it was worth my while applying for the British pension. I only had twenty years of insured work in Britain, and I thought that the pension would not be very much.
However, in 2004, after speaking with other people I was persuaded to apply for whatever small amount was due to me. On receiving the forms from Newcastle-upon-Tyne I attempted to fill them in, but the forms were so confusing that I put them aside. Later I went online and attempted to fill them out there but once again I was defeated by the rigmarole.
Seven years later, on the recommendation of an acquaintance, I made contact with British Pensions Consultants. You dealt with all the paperwork and issues in a most professional and expedient manner, and soon I was receiving my due pension. Not only that, but you applied for a pension for my wife, which she is now receiving.
I cannot thank you enough for sorting through all of the red tape and making sense of all the forms. I would recommend that anyone contact British Pensions Consultants to eliminate the stress and confusion of filling out these application forms.

My wife and I first met with Tom Hewetson of British Pensions Consultants in September 2005. We are very pleased we did. At that time we were both 59, pondering how we were both going to be able to enjoy well funded retirement years after employment punctuated with redundancies and lay-offs. Thanks to Tom who guided us through the catch-up contribution maze, we are now retired in the country, enjoying incomes from the multiple sources of pensions, both Canadian and UK, and equity from the sale of our city home. Providing we both live into our mid-80’s, our UK pensions, after exchange, will yield well over $250,000 in income we would otherwise never have received.

My wife and I would like to thank you for the great job that you did on our behalf in securing our pensions from the British government. Some things one can do for themselves but when it comes to dealing with issues such as this I would strongly recommend retaining the help of people who know the system. Thanks again and I have given your Website information to friends and will continue to recommend British Pension Consultants.

If you really enjoy dealing with a bureaucracy, get a lot of fun from reading through complex rules and regulations, know who Lady Hollis is or was then you have no need to use British Pensions Consultants. If however you want to get what you are entitled to, understand what additional possibilities are available and have all that paperwork done for you then this is the place to go.

I would like to thank you both for the outstanding effort you made in securing my (full) British pension.
As you know I have lived in Canada since 1982, and due to some of the unforeseen issues relating to my work history, I would not have had a clue where to start the process. Not only did you efficiently deal with the bureaucracy, but you resolved all of the issues with very little input from me. I am sure I will never know the full extent of your efforts because you made things so easy for me. I really do appreciate all of your efforts and am delighted with the outcome.
My cheque for the balance of your fee (worth every cent) is in the mail. Thanks again for everything and the best of luck in the future.

I left Hong Kong at age 20 for England where I trained as a nurse and lived for a total of 7 years, then after marrying in the UK, my husband and I returned to Hong Kong for a few years before emigrating to Canada in 1981.
I had no knowledge or expectation that I could ever receive a UK Pension as several of my friends in Canada had tried without success. However, one of my husband's customers, an ex-UK Pensions officer, Tom Hewetson, suggested that he could get me a pension if I were to make some very inexpensive backpayments. As he guaranteed in writing that if he couldn't get me a pension there would be absolutely no charge, I had nothing to lose so we went ahead. In much less than a year, he and Peter, (his son and successor) made my claim, they dealt with everything from Newcastle, I paid their fee and a very small sum to the UK Government and have been happily receiving my pension ever since.
In light of what everyone I knew had always said, I was quite amazed at the outcome but am very pleased with how things turned out for me. To conclude, I asked if they could do anything on the same terms for my sister who had a similar career to me but still lives in Hong Kong. As the claim only went in in September, we are awaiting the outcome from Newcastle (which doesn't move fast!) but on a fully-expected successful conclusion, my family will be forever grateful to Tom and Peter.
We will certainly recommend them to all we know or meet who ever worked in the UK. Why wouldn' t everyone who worked there try ?
They have nothing to lose and possibly a pension to gain !

We did receive two payments directly to our bank account last month and three this month, so it looks like we will now be receiving the UK pension on a regular basis. We did not receive a covering letter or other advice from Tyneview Park, nor any Award letter from them. All we have is what you have kindly passed along to us with your latest letter.
We cannot begin to say how grateful we are to both you and Tom for the very capable and efficient assistance you gave us in handling this matter on our behalf. There is no doubt whatsoever that my wife and I would never have had the knowledge, not to mention the patience, to deal with the bureaucracy and convoluted process involved in submitting our claim.
Please be assured we have nothing but praise for British Pensions Consultants Inc., and believe your consultancy fee was more than fair and money well spent.

Paying bills has never been my favourite pursuit, but I was very happy to write a cheque to BPC Inc. Until a friend from BC told me of her fruitful experience with BPC it had never occurred to me I might qualify for a UK pension. Just an email to Tom, a follow-up phone call, and things were set in motion.
Several months later I received a Pension Award from the UK Pension Service. I was thrilled, but Tom was not, and he and Peter successfully pursued additional retroactivity and, finally, with their assistance, I opted to make an additional contribution, in order to receive the full amount of basic pension. I have already recommended BPC to numerous friends and will continue, without reservation, to do so.
Many, many thanks, gentlemen! It has been a great pleasure doing business with you.

Thanks for all your work towards my pension entitlement. There have actually been a couple of deposits already this month so things are under way. You really do offer a great service. Knowing that this has been well researched makes me confident that I am receiving the maximum that I am entitled to and makes your fee well worth it. Again thank you very much. The cheque is in the mail. Really!!

Thanks for the excellent job you did for me with the British Pension, and most importantly getting it sent to Jamaica. I really do appreciate it.

As a Canadian girl born and bred, in 1987 I met and married Michael, an expatriate Brit.
Michael was always most thoughtful and responsible, particularly in financial matters and he was keen to make our retirement as comfortable as he could possibly make it.
Seeing his future British State Pension to be a source of retirement income often overlooked by many other ex-UK emigrants, he decided to make maximum backpayments. He started 4 years ago via a specialist pension claims service company, British Pension Consultants, which knows the way all around the maze of pensions regulations and he said were well worth their fees. He was amazed but very happy to learn that even though I'd never lived or worked in the UK, as his wife I would also receive a substantial pension.
However, things were not to end up as we anticipated. I was, unusually for me, home one day from work and answered the phone. This happened to be BPC calling to say that at 65, Michael (and me as his wife) had qualified for a full UK Pension - he was so delighted.
Two days later he died.
BPC took up my case immediately and I learned I would inherit his pension at 60. However, apparently there was also a significant UK Pensions Death Benefit due to me, which a kind lawyer relative said he would obtain for me with his professional legal knowledge. Frustratingly, after several weeks of fruitless calls back and forth to Newcastle, he finally gave up in exasperation with the bureaucrats there who had formally turned down his claim on my behalf.
I raised this with Tom Hewetson of BPC who, knowing the entire case history, was certain that this decision was incorrect. He and his son Peter re-submitted the claim, the decision was reversed and I received my cheque in a very few weeks.
A long story, but without Michael looking after me so thoughtfully, him finding BPC and them knowing the interminable details of the ins and outs of the UK Pension Scheme, I would certainly not be in the relatively comfortable financial situation I find myself now.
Thank you Tom and Peter.

Herewith my cheque - and my extreme thanks for your brilliance.
The day I found you online was one of the luckier ones in my lifetime! I have a supreme aversion to forms and formal applications. It had also not even occured to me that I might be eligible for a British pension. Indeed, when I first contacted you, you looked at my quickie British career history and expressed doubt that I was eligible.
You did, however, encourage me to look more carefully at where I worked and for how long - and when I crunched the years - lo and behold, I just scraped through.
Thank you so much for doing what you do, and for the care and delight you take in helping the scatterbrained such as myself.
I have now read your Canadian Tax Relief on UK Pensions advice about 50 times, and it makes no sense to me. I shall share this potential bonus with my accountant. He will, I am sure, also be impressed.

In 1975 as a time served technician in Britain, I was 30 and self employed when my wife and I decided to bring our family over to a new life in Canada.
In 2009 aged 64 and still busily self employed, I realized a little late, that for my wife and I to boost our retirement income, we'd need to spend forever dealing with the complications of the British pensions department and their rules and regulations, or hire a specialist who knew his stuff to do it on our behalf.
Strangely enough, even with the internet, there wasn't a lot of choice, but one firm stood out to us. Established several years, 2000+ users, lots of testimonials and with a principal that is an ex British Pensions Officer [so obviously knowledgeable] who answered every question that I could think of. He offered a win-win proposition in writing which was - IF HE COULDN'T GET US THE BEST PENSION POSSIBLE - NO FEE! A no-brainer, we signed up.
These Fellas really know their stuff. They met all of my criteria, especially - THEY DID WHAT THEY SAID THEY WOULD DO WHEN THEY SAID THEY WOULD DO IT. A very pleasurable and satisfying experience. Well worth the money. Thanks a million.

It was illuminating doing business with you and I've gladly passed the word along to others who may be able to make use of your services.
My involvement started with a casual comment from one of the ladies in my wife's knitting club...for the past 10 years I'd been trying to work my way through the baffling circumstances of applying for a UK pension (which I knew I had) but until your expertise took over, I got nowhere.
Thank you again, it's heartening to know that big government can be brought to heel by Citizens like your good selves. Keep up the good work!

Thank you once again for enduring the process of obtaining pensions for my wife and I, and for persevering with the bureaucracy to maximize the weekly amounts that we will receive. I know that I would never have had the time, patience or knowledge to pursue the claims and to arrive at a successful conclusion.

A few years ago, an acquaintance suggested we get in touch with consultants who specialize in getting UK pensions for expatriates living in Canada, but we didn't bother as we firmly believed we couldn't possibly qualify. After all, we had hardly worked in the UK before we emigrated. In fact, we were just turning 30 when we moved to Canada in 1974. I hadn't worked since the birth of our son, who was 4 years old when we arrived here. My husband was a student for the first few of my working years, so he hadn't worked much longer in the UK than I had.
Thirty-some years later, as we approached and passed retirement age (with actual retirement nowhere in sight), something or someone prompted us to find out more before it was too late. "These people do an amazing job," we were told. "You really should check them out." So we made the call and discovered that the Hewetsons work on a contingency basis. No pension, no fee. What was there to lose? We had to put in a bit of effort ourselves, digging up the information they needed, and, of course, we had to complete and return forms (all impossible to understand without the Hewetsons' help). But the effort was nothing compared to the reward.
To our amazement, it turned out that we were entitled to small, but not insignificant regular pension payments. And even more amazing, we also received lump sum payments that were quite tidy sums. Still can't retire, but it's good to be getting money that we are entitled to. Without the Hewetson's help, we never would have known about it and Tom and Peter are a pleasure to deal with. We are very satisfied customers.

My husband and I and 3 children Emigrated to Canada in 1977 never thinking about a pension. Then when my husband was was 67,we saw British Pension Consultants advert in an English paper "The Britannia"and we contacted Tom. He asked some simple questions, and got the ball rolling.
Tom & Peter are my shining stars. They have done wonders guiding me through all forms that had to be filled in, and answering the questions from U.K. They were with me every step of the way. Even when we had a postal strike and the forms had a deadline, Peter phoned U.K.to say the forms were on their way.
In 2008 I became a widow, Tom & Peter were still there for me, getting me my pension. Thank God for Tom & Peter Hewetson of B.P.C. They go above and beyond to help their clients. If I had to handle all this by myself, I would have thrown the towel in at the beginning. Thank you for the great results - you worked really hard for me, and that's an understatement. God Bless you both.

I am completely amazed at the results you have achieved acting on my behalf in making a claim for my British Pension, and that of my wife. The amazing thing is after I supplied the initial paperwork I had very little to do with the process. You both have worked super hard and to me all behind the scenes. All I have had to do is forward the odd piece of paperwork I received from England, to you. And speaking to you on the phone has been super fun. I am so grateful for the speedy way in which you have achieved results.
I was recommended to you by my brother-in-law, and contacted you in early April of 2011. On April 15 2011 I first sent you details in connection with making a claim for my British Pension. On June 21 2011 I received my first payment, a lump sum for Backpayment. (I figured that out to be a short 9 weeks.) Today's date is August 4th and I have already received two payments of my monthly cheque, good for life.
On July 26 2011 my wife received a lump sum backpay, and confirmation that she also will receive a monthly pension. I should also add that a further lump sum is coming for myself as further back pay, confirmed by the Pension Service. My age is 69 1/2 years so my claim has been laying dormant for almost 5 years. My wife is 66 years old.
All this has been achieved by Tom and Peter and I have paid no fee upfront, so believe me this has been 100% risk free. Thank you so much Tom and Peter, without you this task would be monumental and probably impossible. I know for a fact that without both your help the results would be inferior or non-existent, and I highly recommend your services.

After working in England for 15 years I moved to Canada in 1976. Six years ago, several recommendations from British friends prompted me to contact British Pensions Consultants to find out what UK pension I might have been eligible for.
After an initial meeting, British Pensions Consultants have handled everything, producing a far better result than I was expecting. Not only did they save me substantial money on top up fees, but I now look forward to a UK pension which is at least 6o% more than I was expecting! For a one-time fee they have handled all communication , completed the endless forms, answered any questions from the UK agency and myself over six years.
British Pensions Consultants understand the confusing rules and regulations and take full ownership of the process. They have been with me at every step. I am now expecting my first pension payment this month which will be more than my CPP!! If you are looking for help from an organisation that will be with you at every step of the process you can do no better than British Pensions Consultants.

Seven or eight years ago I was not even thinking of a British pension, I only worked there for a year or so and the thought that a pension would be possible never even crossed my mind. Then my brother told me about Tom and I thought that I'd check it out though it sounded too good to be true. Well, true it was and Tom explained to me how I could top my pension up from Canada which I have been doing ever since. When I reach 65 in a couple of years I will have 29/30ths of my British pension which exceeds my CPP!
I paid for Tom's services when he first arranged my pension and thought that that would be that. Surprise; Tom and Peter stayed on my case and over the last seven years the pension has grown a lot from the original amount and not one penny of extra billing from Tom; just great service. Now, all of this has not been done without some "testing" letters from Newcastle. I have not found Newcastle easy to deal with. Fortunately, I pass on their letters to Tom and they appear to be satisfied. My last letter from Newcastle stated that they couldn't deal with Tom on my behalf because they didn't have a letter of appointment for him! How odd I thought,becasue they've been dealing with him on my behalf for eight years now! Anyway, I sent the appointment letter and it appears to have done the trick.
My brother and sister-in-law are also happily retired drawing their full pension thanks to Tom.

I lived in the UK until 1967 and worked there for just 2 ½ years before emigrating to Canada to continue my banking career. I never imagined I would qualify for/receive a UK pension. In 2006 I met the Hewetsons of British Pension Consultants at the British Car Day show in Oakville. This was 4 years before I turned 65. To my amazement they told me I would likely qualify for a UK pension and they would investigate on my behalf under their "no pension no fee" policy. What did I have to lose?
As a starting point, BPC was able to find my UK National Insurance number which I had never known as my UK employer had never given it to me when I emigrated. As a result of BPC's enquiries, UK Pensions sent me a letter advising my pension entitlement and the optional cost of "buying back" qualifying pension years. The ability to buy back qualifying pension years is the key for someone who left UK many years ago.
BPC assisted me by confirming and remitting payments on their due dates on my behalf, as well as calculating subsequent payments until my retirement date. As I was working on contract by this time the amounts varied and my premiums had to be determined under current UK pension rules. BPC's expert help was invaluable.
Upon turning 65, BPC prepared and submitted my pension claim. I only had two documents to sign and BPC looked after everything. I got a letter from the UK authorities approving my pension and I have received payment every 4 weeks ever since. BPC's fee for their services is very reasonable and was only payable upon receipt of written eligibility from UK authorities. This fee was tax deductible in Canada. BPC initiated a review of my file for the final UK tax year before I turned 65 which resulted in a material upward adjustment of my pension following the remittance of a final year's premium.
I now receive 87% of the standard UK pension (sadly, not indexed for Canadian residents) and my wife (who has never worked or lived in the UK) is entitled to my pension if I die prior to her qualifying for her own UK pension at age 66. Not bad for a guy who left England 44 years ago after only working there for 2½ years!
I've always found both Tom Hewetson and his son, Peter, to be extremely helpful and responsive to any and all my questions over the past 5 years. They've proved to be on top of current UK legislation (which changed materially in 2010 - to my benefit). I have no hesitation is recommending BPC to anyone who has worked in the UK and thinks there may be even the slightest chance they may qualify for UK pension benefits.

Dear Peter and Tom, It was a pleasure doing business with you both. Thank you again for all your hard work, and especially getting a British Pension for my wife. Kudos to you both. May your future be full of Heath, Happiness, Joy and Wealth. Take care and God Bless you both, the best of British wishes.

I was born in the UK and emigrated to Canada in 1967 and I had no idea that I would be eligible for a British Pension. I contacted Tom Hewetson and he said indeed I was, and if I wished to top up my contributions to the British pension plan I would receive a bigger pension. I did all this and was extremely happy but what really floored me was when Tom said that my wife could also receive a pension from Britain. You see my wife was born in Canada but sure enough she now receives a British pension. Many thanks to Tom and Peter Hewetson for all their hard work.

I attempted a pension enquiry by myself to the British pension office in Newcastle on Tyne. After I provided them with all the information that they requested, it took several months for them to let me know that I did not meet the criteria for a pension because I had not made National Insurance Contributions for ten or more years. I gave up at that point.

Later, while reading a magazine article, I saw that the regulations regarding pensions for women in the U.K. had changed. Around that time, a friend recommended that I contact Tom and Peter Hewetson, British Pension Consultants. My friend had obtained a U.K. pension using their services and was happy with the results. So, I communicated with Peter and Tom who were very confident that they could obtain a pension for me.

Today, my first U.K. pension payment arrived in my bank account - what a bonus - a pension I thought I would never see! Not only that, Tom was not convinced that the initial amount the U.K. decided to pay was correct, and he pursued them to re-calculate. Tom called me with the happy news that he had obtained an increase in my weekly pension payment. I would certainly recommend British Pension Consultants to anyone - they made the whole process so easy, and SO rewarding!

I spent 5 years as an apprentice in a shipyard engineering shop and along with my wife we emigrated to Canada after I finished my apprenticeship in 1966. We had no thoughts about returning to Scotland. A few years ago we heard about applying for a British Pension. As we had only worked for 5 years I thought it was not worth my while to apply. Recently I was talking to a friend who told me about British Pension Consultants, so I called and spoke to Tom who took our information.

When we heard that although we had only paid into the British pension for 5years we were entitled to something. Tom also looked into if I made an investment into the British pension I would get more than if I locked into a bank investment. This was great advice and the result has been fantastic for both my wife and I.

Just a short note along with the forms you requested, also wanted to mention that we were extremely pleased with the amount we have received, especially when we were not sure if we would be entitled to anything - job well done by British Pensions Consultants. Another thank you for your persistence in again submitting another claim on my behalf, your diligence is outstanding and we hope all will be completed very soon, and you can close our file before you have a nervous breakdown.

Thank you so much for continuing to pursue and obtain my British Pension. I am still a little overwhelmed but very very happy with the difference it will make to some of the pleasures of my life i.e. singing lessons etc! Wish you and Peter all the best.

I want to congratulate you on successfully obtaining our British pensions for my husband & me. We had only worked for 3 years in the UK, before coming over to Canada in 1970, and had no idea we were entitled to any kind of pension from the UK. Indeed we didn't even have any record of our National Insurance numbers. In fact I once phoned the Pension Service in Newcastle, some years ago, and asked them if we might be able to get any kind of pension, and the person I spoke to immediately told me "No", - without volunteering any information about being able to buy back years of service in order to qualify for a pension.

Then some years later, a friend suggested I contact the Hewetsons at BPI, which I did, and from then on, everything was smooth sailing. They were able to find out our National Insurance numbers, and did all the paperwork, and correspondence with the British Pension Service on our behalves. They advised us how to maximize our British Pensions by paying to buy back years of service, and it was all organized for us and very professionally done. Now we are both receiving our pensions from the UK, every 4 weeks, directly into our Canadian bank accounts. Sincerely, and with many thanks for a job well done.

Thank you both for a job well done. I have the highest regard for the professional and excellent way in which you both have worked in securing the British pension for me. I know it was not an easy task to accomplish due to the amount of time since I last worked in the UK. Once again, a sincere thank you.

One day, at a Highland Games, I stopped for a moment to chat at a booth for British Pensions Consultants. I had about eight years to go before retirement and had a vague general idea that I really should do something about investigating my standing for a British pension. While I knew I could apply for some pension money based on my working period in Britain, I hated the thought of starting the paperwork involved, including finding my old NI number. That chat with Tom and Peter at the British Pensions booth was the best time investment I ever made. Not only did they take care of the all the paperwork, they were able to advise me on making buy-back contributions that have maximized the pension I was able to claim. Those contributions and the very reasonable British Pensions fees have proven to be the best financial investment I have ever made. I am now happily retired and receiving a welcome British pension cheque every four weeks.

I have no hesitation in recommending the services of Peter and Tom at British Pensions. They have both been a pleasure to deal with, always prompt in responding to any queries, and bringing an old-world professionalism to their work. In my experience they have completely fulfilled everything that they said they could do. I have recommended their services to several other ex-pats, each of whom is happy with their experience with British Pensions Consultants.

Thank you for obtaining a British Pension for me and my wife. I was referred to you by my neighbour. Now two of are us completely satisfied customers. At the start I thought I have nothing to lose. I relied on your "No Pension, no Fee" guarantee. Despite my background in Finance and Taxation I relied on your expert advice and guidance. I will describe you as a master of intricacies of British State Pension rules. Thanks again.

My wife and I emigrated to Canada in 1974, and I have no doubt, that like many of our peers, we had procrastinated for far too long about applying for a British Pension, although we had friends who were already receiving monthly payments from the U.K. One day, my son emailed me the web site address for britpensions with their “No Payment-No Fee” guarantee. I contacted Tom and Peter, and this turned out to be one of the better decisions that I have ever made, for since speaking with them, our lives have definitely changed for the better. Just before we left on a four week trip to the “Old Country”, we filled in the required forms and mailed them to Tom and Peter, fully expecting that the process, if indeed successful, might take months. Imagine our surprise, that within two days of our return to Canada, upon getting our bank balance, I found that it had mushroomed by over $6,600, a payment of arrears from Newcastle upon Tyne. Since that time we have been receiving regular monthly pension payments and both my wife and I have received further large lump sum payments for arrears. I have spoken to other friends who applied for their pensions without outside help and their stories are not encouraging. Can I just say this, if you feel that you may be entitled to a British Pension, I urge you to seek the experience, expertise and just plain good old solid service that you will receive from Tom and Peter. We were more than happy to pay their fee, it was well earned!!!

I have very recently had dealings with both Tom and Peter Hewetson of British Pensions Consultants Inc. with regard to aquiring a pension for me from Britain, I had tried over a period of several years to do this myself to no avail and had almost given up hope until I heard about them. I contacted the company, and, over a period of time spoke to both gentlemen, each time I was impressed by the courtesy with which I was treated. After a while Mr. Peter Hewetson called me to say that they had succeeded in aquiring my pension, he sounded more excited than I was, I have since received a lump sum of money and will receive a monthly payment from now on, needless to say this has improved my life and I cannot thank both Tom and Peter enough. For anyone in need of this type of service I highly recommend both of these gentlemen and their company.

It is with a great amount of satisfaction that I enclose my check for your fee. I am very happy with your services in connection with my claim to a British Pension. You guys have done an excellent job in securing me the pension, considering that I did not even have the social insurance number. There is no doubt you know your way round the bureaucracy and the pension legislation. In the event I should come across someone in need of your services with British Pension issues, I will not hesitate for one moment to channel them in your direction.

Many thanks for all your help in dealing with the British Pension system to get the pension that I had earned and qualified for. It was well worth the money. As I mentioned to you, I had tried dealing with them directly but was told I that I didn't qualify as I couldn't draw a Pension from 2 different countries. This, through you, I now know to be completely incorrect and I'm sure that lots of other people have been told the same thing. Once again thanks for your help, I'm all the richer because of it.

We just must add our endorsement to your testimonial pages. We had put off claiming for years, overwhelmed by the paperwork and a not very encouraging reply when we made a tentative enquiry with the British Pensions Office. We can't quite remember how we found Tom and Peter but oh how glad we are that we did. They professionally walked, talked and emailed us through the labyrinth of an antiquated British system with ease. The results have been stellar and we can't thank them both enough.

I am more than delighted with the results that British Pensions Consultants Inc. have achieved for me. I saw their ad in the paper and decided to give it a try since I had worked in London, England, before coming to Canada in 1964. I had only worked for a few years so felt that I was probably not eligible for a pension. Anyway, the result is that I have now a pension from England for the rest of my life - something I would never have thought I was eligible for. Thanks to Tom and Peter Hewetson, they navigated through the system when I would have given up. They have always been most courteous, prompt and helpful in their dealings with me. I can highly recommend their services.

David and I would like you to know how much we appreciate all that you did to acquire our pensions for us. It is nice to know there are people like you who work for people like us to help us acquire what we are entitled to. It was a wonderful surprise for me and a welcomed gift that I never expected. Thanks ever so much.

Just a note to thank you for all the work you have done on my pension, even though I paid you five years ago you have continued to keep me updated and always found the best way to get me my maximum allowed pension for the minimum amount of payback. I start to get my pension in a couple of months and could not have done it without you. If anyone has any doubt about using your service you have my full permission to use my name as a reference and I can only thank you again for the service you gave me at a very reasonable cost.

I am a Canadian girl, never worked in the UK, and this reference is because of my husband and his pension claim after eight years’ work in the UK. In 2000, my husband decided to claim his UK Pension and we completed the forms. Unhappily, we were turned down by the Pensions people who when we called to find out why, gave us different stories but no pension. We were very disappointed but what could we do? Nine years later, we were at a soccer dance when another English friend asked why we weren’t getting our UK pension. My husband just didn’t want to listen and have to go through all this again. On the other hand, this friend mentioned the man who’d got his pension for him and was adamant he didn’t see a claim form, so I persuaded my husband to at least try BPC with their “No Pension – No Fee” guarantee. Tom talked to me over the phone and from the general information I gave him, he felt it was worth pursuing. Just over a year later we were shocked and amazed to not only start to receive our pensions but substantial arrears for both of us as well – for which we paid HMG not a nickel out of our pocket! (These arrears were enough to get us a great cruise we could never otherwise have afforded!) I personally get a British Pension paid to me even though I never worked in the UK – amazing but 100% legal. I guess being married to a Scotsman paid off. The people who did this all for us were Tom and Peter Hewetson – who both walk on water! Without them all that money and our pensions would still be in the UK and that cruise would have stayed a dream! We get about $250 every four weeks between us on top of our CPP – and we get CRA tax relief on it too! Even the fees we paid BPC were tax deductible. From being low and disappointed, my husband and I think we died and went to Heaven! Thank you again Tom and Peter – what a great job you did!

I want to thank you so much for getting a wonderful British Pension for me. I was born and worked in England prior to coming to Canada in 1966. I applied for a pension when I was 60 years old and after what seemed like ages, I received a letter saying I was entitled to 11 pence per week. I phoned them and got the same answer. It was just by chance my best friend Rob saw you at the British Car Show a few years ago and after talking with you, you helped him to get a very good pension. He was so happy with the results and phoned me and said I must get in touch with you so I did. It was the best thing I've done in a long time. Instead of the 11 pence per week you got me a decent amount plus a large lump sum of back pay. It didn't take that long either. Tom, I know you say the pension is something I am entitled to but I am still in awe as to how you do it? I think you are a miracle worker and for that I am deeply grateful.

It has been my pleasure to have been in communication with Tom and Peter Hewetson at British Pensions Consultants Inc. over the past several years. I recently turned 65, and was unsure before I contacted them whether I would qualify for any British pension, having worked in the U.K. for only 6 years ,and my wife for only 3, before emigrating to Canada over 40 years ago. I am delighted to say that both my wife and I are now regularly receiving a British Pension, and the Hewetsons with their knowledge, patience and expertise have negotiated the incredibly complicated red tape in a way we would never have been able to. They are accessible and personable, and are always willing to answer any questions or concerns. If you believe a British Pension is your legal entitlement, no matter what your age, look no further. Tom and Peter speak the language, literally, of the U.K pension bureaucracy and I highly recommend their services. You have nothing to lose, and potentially a great deal to gain.

I first contacted the British Pension office in 2004 and was told that I didn't have enough UK NI contributions to get any Basic Pension. However, further down the page the fine print indicated that if I paid UK NI contributions for 7 'missing' years I 'could' receive 39% of the full amount of Basic Pension. This would amount to 30.21 pounds per week. I was disappointed with the response and filed the letter thinking it wouldn't be worth pursuing. Fast forward to 2007, I received a call from a friend who recommended I give British Pension Consultants a call. They had recently helped a friend and others get favorable results with their pension requests. I had nothing to lose and contacted their leader and all-round British tax expert Tom Hewetson. Along with Tom's son Peter, they managed to secure an even better result in that I am now in receipt of a pension of 88 pounds per week, including 33.00 for my wife who has never worked in the UK! The payback was spread over three years and was well worth the investment as it will pay for itself within a year or less. The end result is that, thanks to Tom and Peter we've done a lot better than the British Pension office calculated. They know the in's and out's of the British Pension system and how to maximise our entitlements. Thank you Tom and Peter for making our retirement a little easier.

"Where there's a will there's a way!"..."Never give up hope!"..."There's a light at the end of the tunnel!".....So go the many cliches...After SEVERAL fruitless attempts to make meaning of The UK Pensions I gave up......BUT, then along came Tom of British Pensions; there was hope, the light at the tunnel end proved profitable and through his knowledge and will there was a way. I, along with my sister, are the "richer" for his efforts..Taa muchly, lad. Yer dun a right good job....

I am now receiving the full UK pension and my wife is also receiving her full entitlement. I must thank you very much for this, as I do not believe that I would be receiving this full amount without having your assistance. You have been most helpful in guiding me through the process to ensure that I was able to receive the maximum amount that is available.

I would like to thank you again for providing your excellent service in order that my husband can collect his British pension. Although he only had 9 accumulated years, we followed your suggestion and put in payments to bring it up to the 30 years full pension rate. I must say that it was a welcome surprise to hear that although I am a Canadian citizen that has never worked or lived in the UK, I will also receive a spousal pension when I reach Pension Age. It was a great relief not to have to go through all the bureaucracy, mostly when one would have to deal with someone in a different country. Your expertise was most appreciated. Once again thank you for your hard work.

Thank you for all your help in securing my "previously unattainable" British Pension just in time to beat the deadline. How you two make your way through the "gobbledy gook" text is a miracle.

British Pensions Consultants Inc are outstanding and here's why:
Several years ago a fellow chartered accountant here in Vancouver suggested that I might be eligible for a British Government Pension based on my early employment history in the UK. After a frustrating year of dealing with British bureaucrats I gave up after being awarded a pension of $0.70 per month. Well, last year, my long time English doctor put me in touch with BPCI. With their guidance I made a make-up payment to HM Revenue and Customs of some $6500, which, last month, resulted in me receiving a lump sum of pension arrears of $9845. In addition my wife and I will now receive a combined pension of more than $300 per month, for life. As a professional accountant I could not cut the bureaucratic tape but British Pensions Consultants certainly could and did.
Many thanks to the BPCI team of Tom and Peter Hewetson.

Exactly as you promised, the pensions for both me and my wife have started to be paid on a regular basis. We could not have received this money without your help especially after the people in Newcastle told me that I did not stand a chance of getting a pension.

As a physician of 61 who only worked 7 years in the UK after qualifying, I was not expecting anything at all out of the British Pension Scheme. However, in 2008 I learned about BPC who sounded remarkably positive about my prospects, so I signed up on the basis that , for a fee, they would do all of the paperwork and all of the interfacing with Newcastle, with the written proviso that if I couldn't qualify for a pension, there would be no charge whatever. It seemed like a pretty good deal to me. In addition to doing all of this with minimal input from me, BPC guided me through the arcane but very rewarding world of Class 2 where on occasion buyback rates may be dramatically reduced if the seemingly impenetrable maze of pensions paperwork can be navigated. Although this can't happen for every case, it worked in spades for me. The bottom line today in 2009 is that due to their obvious expertise in this field (who else would know the correct answers to the questions Newcastle ask?) plus a fortuitous change in regulations and some very economical buybacks, at age 65 I will be receiving a full 100% British Pension. There is not the slightest doubt in my mind that I am only in this situation because of the skill, knowledge and persistence of Tom and Peter Hewetson - keep it up and thanks again!

Greetings, Tom and Peter,
Deepest gratitude to you both for securing for me a little breathing space in my finances. I wasn't aware that I was entitled to any UK Pension till you went to bat for me. Your services have been invaluable and well worth the cost.
Thank you and beyond.

Some 4 years ago I met Tom Hewetson at a party and we discussed British Pensions - he knew lots and I knew little! We found that he had already obtained surprise pensions for some friends of mine who frankly said they could not have done it alone, so my wife and I had him do our pensions. My wife paid some money back in 207 and has been very happily receiving her pension since. One down, one to go! As I am not 65 for another 3 years Tom and son Peter had me pay back some very inexpensive years to project a 60% pension with which I was very pleased and happy to pay their fees. In 2009, realizing I'd neglected to keep up the payments specified I called BPCI again and BINGO! Under new regulations published after we last spoke I learn that if I pay back a little more my 60% pension will now be 100%. BPCI is currently helping me to continue paying the low cost contributions till I am 65 at no additional fee.
My question is, "How would any regular claimant KNOW how to do all this?" Thank you Tom and Peter!

On behalf of (my wife) and myself, I would like to thank you both for all the work you have done on our behalf over, believe it or not, the last three years in order to secure for us the maximum British Pensions to which we are entitled. These are now coming in on a regular monthly (ED- ACTUALLY FOUR-WEEKLY) basis and more than justify the small fees that you have charged us. There is no doubt that without your excellent and both friendly and capable advice we would have been lost in the quagmire of bureaucracy and would have given up in despair with no pension. Keep up the good work. We shall recommend your services to others...

In 1967 at twenty, I emigrated to Canada, fresh from 3 years in a UK bank where I had accumulated an annual bank "pension" of 1 pound two shillings pa payable in 2007 ! Now at 60 and anxious not to leave all of this treasure to the bank I was on the Web gathering information on how to secure this huge sum when I stumbled across an article about this Tom Hewetson who claimed he could help people with British Pensions. I did like his slogan NO PENSION - NO FEE and as it said I had nothing to lose, I went on his website and completed the two one-page forms. Mr Hewetson emailed me back to say I could qualify for a British Pension, I couldn't believe it !!! I was really sceptical but he explained everything to me, took care of the paperwork and today, a year later, I have just received my first deposit. Just to go full circle, I contacted my generous former bank and of course, they bought me out for the grand sum total of $38.00. However, I will also now be receiving $317.00 every month from the British Government for the rest of my life. I cannot thank Tom and Peter enough for securing this pension for me. They even got me CRA tax relief on their fee and on much of my British Pension - this will make our lives a lot easier ! I am amazed to learn that as we have no company pensions we can even split it between my Canadian husband and me under the new 2007 Income Splitting Regulations. Thank you! Thank you! Thank you!

Nearly two years ago at age 68 I was given Tom's name by a good friend of mine whose brothers had also received UK pensions via BPC and all spoke highly of BPC expertise. I had a lettter from Newcastle already saying I could get no pension as I only had 10 years UK work vs the 11 needed - so I knew I had nothing to lose.

Not only did Tom manage to get me a pension - I didn't have to pay a nickel to the Government and he got me several thousands of dollars in lumpsum arrears as well! Logically I find it "challenging" to be able to receive arrears when I never worked enough years in the UK to qualify, but from the volume of paper I reckon BPC do everything "by the book". It is most fortunate for me as HMG obviously didn't publish that book for regular pensioners' consumption that my friend Richard passed on the BPC name. I can't speak too highly of Peter and Tom and their knowledge and diligence in pursuing that which I simply didn't know. It is a distinct pleasure to know that I have received my complete legal pensions entitlement. (And I didn't have to do all the specialist hard work!)

Once again, thank you on behalf of both my wife and myself for your masterful handling of our claims - all completed in the nick of time before the UK goes broke!

I know this is no more than "our legal entitlement" as you said, but I also know that I would never have come close to accessing it without your expert intervention!

I would like to thank you for your efforts in obtaining my British Pension. When I retired I did not even consider my British Pension. The pension that my wife and I now get from the British Government is nearly £5,000 pounds per annum, an amount which I never even considered I would be entitled to. I would certainly recommend the services of Tom Hewetson for anyone else trying to obtain a British Pension.

My heartfelt thanks to Tom and Peter Hewetson of British Pensions Consultants for all the their dedication, hard work, and paper shuffling for the past two and a half years helping me obtain a pension from UK government. With my 65th birthday approaching I felt it was time to start thinking pension. While browsing the internet for information I came across his site with the "No Pension No Fee" slogan I felt I had nothing to lose and much to gain. After talking to Tom on the phone I was taken by his calm demeanor and excellent knowledge of the pension system and the obstacles which may be encountered. I decided to let Tom handle my claim, I would not have been able to negotiate the massive amount of paper work presented by the UK pension department without his help. Once again Tom many thanks.

I signed up with Tom Hewetson of British Pensions Consultants as one of his earliest clients in March 2004, with just 9 years work in the UK and only a vague hope that I could get a pension from the UK Government.

Tom assured me that I could get a pension, then arranged for me to buy back the amazing ultra-low-cost Class 2 contributions about which I knew nothing except that they saved me an absolute bundle! Initially, to catch up, I made a hefty one-time backpayment , then paid back only just over £100 a year (a tiny fraction of the $2,000 pa most of us pay to CPP!) until I retired in September 2009.

My £55.10 per week UK pension is even more than Tom predicted in 2004, as it is apparently indexed until I received it at age 60. That plus getting my UK pension un-reduced from age 60 so I get 5 more years maximum pension than with CPP, was a bonus that will benefit me for the rest of my life. This UK pension is paid on top of my CPP and I can even get some Canadian tax relief on it !

Finally, unlike my friends who did it all themselves, but never knew the whys and wherefores, I am absolutely certain that with BPCs expertise, I get the "best possible pension I am legally entitled to" (Tom's favourite phrase!)

However, I did none of the work, form-filling or mailing to the UK that they had to do. Also, simply by learning from BPC that I could pay back the ultra-low-cost Class2 early on, I saved the BPC fee several times over!

It is a pleasure to write this reference as Tom and Peter patiently answered all of my queries and sorted out everything with Newcastle-on-Tyne for over 5 years, an awesome commitment for their (tax-deductible) fee.

NO PENSION - NO FEE certainly worked for me!

It is now nearly 2010 and my wife and I have been in receipt of significant but unexpected UK pensions since 2007. I was so delighted with us receiving them so soon I had always promised myself I would record this so other ex-Brits like us could benefit – but procrastination always got in the way! However, here we are and this is what I did. As an old IBM-er I left the UK in 1979 imagining that I’d left my UK State Pension behind until I heard about BPC and contacted Tom and Peter Hewetson, who soon put me right. These guys really know the Pension scheme ins and outs backwards and did all the paperwork too! I made the recommended backpayments, which I recovered in the first FOUR MONTHS because of the mysterious Class 2 that BPC claimed for me. The bottom line is that my wife and I are now receiving, between us, £5,600 pa to add to our CPP and RRSPs. Retirement is a lot better for us because of Tom and Peter knowing how to maximize our pension for the minimum backpayments. Keep it up, guys, you’re doing a great job!

I would like to thank you again for providing your excellent service in order that my husband can collect his British pension. Although he only had 9 accumulated years, we followed your suggestion and put in payments to bring it up to the 30 years full pension rate. I must say that it was a welcome surprise to hear that although I am a Canadian citizen that has never worked or lived in the UK, I will also receive a spousal pension when I reach Pension Age.

It was a great relief not to have to go through all the bureaucracy, mostly when one would have to deal with someone in a different country. Your expertise was most appreciated. Once again thank you for your hard work.

We would just like to express our gratitude for all your help with our pension. We will be even more grateful if you would go over there and twist some arms, and get the same as all these other countries!

I have lived in Canada since 1976 after having worked in England for 8 years. In 2005 my wife and I were an ordinary middle aged couple working hard and aiming for retirement. In 2006 I was diagnosed with Rheumatoid Arthritis and our lives changed. I could no longer work and this meant using what savings we had to survive. As far as our retirement was concerned we were worried. I receive a private disability benefit through insurance which ends upon me reaching 65 years of age. I actually wrote to British Pension Consultants to find out if I could qualify for some kind of assistance through the British Government for my disability. Unfortunately I did not but I did find out from them that for a relatively small sum of money I could play "catch up" with my missed years of National Insurance stamps. As I'm only 54 years of age I have 11 years to do the "catch up" before hitting 65. I am now able to look forward to retirement again. As my disability benefit ends it will now be replaced with my full British State Pension. My wife and I have gone from feelings of despair to ones of confidence. Thank you British Pension Consultants!

Thank God I went to britpensions.ca and picked up the information I needed to claim my pension from England. People told me that I needed to go through so much red tape and that if I didn't have all the information such as my National Insurance No: and all the relevant dates of employment it was useless to even try, and it was peanuts anyway. You didn't seem to think it was a problem, although I was still pessimistic, but lo and behold on going to my bank one day, I found that over $8000 had been deposited to my Bank Account. Not only that, I will now receive a pension every month. This is a lifesaver for me as I am on my own. There is no way I would have been able to do this on my own. What a fantastic 62nd.birthday present. Can't thank you enough!

Travel often creates new experiences and chance encounters. In March 2006 my husband and I were on a flight from Toronto to London, and I was seated beside a friendly English gentleman. In conversation I learned that Tom was taking one of his regular trips to England in connection with his business of securing the best possible pensions for ex. UK residents living in Canada.

As former residents of the UK and feeling that our knowledge of British Pensions was limited at best, we got Tom Hewetson's business card, and contacted him 2 weeks later on our return to Canada. From his years of experience, formerly working for the Pensions Department in Britain, he fully understands what the entitlements are. Most of us do not, and not surprisingly the UK Government does not make it easy to find out. The facts are well clouded in 'red tape' or so it would appear.

Tom has maximized what we are entitled to from our years of residing in the UK and we are certainly glad we got him involved. How fortunate and timely chance encounters can be.

Just a little note to let you know how much I appreciate your service, assistance, and the success in obtaining a pension from the U.K.

Some years ago I had applied, on my own, for a pension based on the time I lived and worked there as a young man, prior to my emigration to Canada. I was told that I had insufficient "input" to the fund and did not qualify as a recipient.

Recently I was given your name by a friend for whom you had success. After a brief meeting with you, you went to work for me and obtained a very satisfactory result with the "Pension Fund" back-dating their payment to me, to the date I was qualified to receive pension.

Thank you again for a "job well done" and I will pass your name on to friends I feel might gain from your service !

Tom Hewetson became my British Pension advisor 2 1/2 years ago. My husband had passed away and I had no idea how to proceed on my own and less idea how long this would take – thank goodness for Tom's patience and perseverance! I had not paid back any money and had only worked in England for 4 1/2 years. I wasn’t even sure that I was entitled to any pension at all. Tom was wonderful and explained to me how we could use my late husband's contributions, and he proceeded to do everything for me. I started to receive approx. $200 per month. After about a year Tom called me and told me that I could pay back some money in order to increase my monthly pension. This was a complete surprise to me, I thought that once in payment, a pension couldn't be enhanced, apparently not so. I did pay some money back and now receive an additional $100 per month. It's good having Tom on your side as he has a great deal of experience and understands the system having worked in Britain at the Pension office.

Several years ago I was in touch with the Newcastle Pension Centre in the U.K. The information they sent me from their web site indicated that I would not be eligible for a U.K. pension considering the number of years I had been in Canada. As a res ult I didn't pursue the matter further. A friend suggested I should contact a Tom Hewetson of British Pensions Consultants Inc. situated in Toronto. She was so pleased that he had been able to secure a British pension for her. I phoned Tom and after answering a number of questions for him he felt I would qualify for a pension along with my Canadian wife. After several months of waiting my wife and I are now recipients of British pensions. I can't thank Tom enough for all his efforts on our behalf.

I left the UK in 1971, aged 24, settled in the USA and thought no more about the 7 years work I had done there as a young girl.

In late 2006, my best friend from childhood (who lives in Canada) said I should apply for my British Retirement Pension. Her UK record was identical to mine and she had qualified. I was amazed! I contacted the company who had done this for her, British Pensions Consultants Inc. They advised me on the spot that I could qualify and and gave me payback and pension figures which were far more attractive than any investment my husband or I have been able to find in the USA. I will make all my money, plus the BPCI fee, back in just over 24 months then go on receiving my UK pension for the rest of my life. One neat little angle is that as the current UK Pension age for women is 60, there is no penalty for me taking it now rather than waiting till 66 as I would have to do for a full pension with US Social Security - this means 6 years more pension for me!

I highly recommend that any ex-Brit living in the USA thinks hard about a British Pension, and about using the service provided by British Pensions Consultants Inc, it worked for me.

I would like to thank Tom and his staff for their excellent work involving my mother's claim. We immigrated to Canada in the early 60's from Scotland, my father had worked about 16 years over there as a carpenter and always paid his NI stamps. He thought it would be impossible to claim after all these years but unfortunately he passed away 6 years ago. I always thought my mother was entitled to something through my dad's contributions. Then on a visit to the British Isles Show in March of 2006 we saw Tom's exhibit and started to discuss the possibility of making a claim. He seemed to think we had a chance and we had nothing to lose if we came up empty. Since we immigrated in the pre computer era it took Newcastle many months of searching for records. We provided Tom with all the paper work my mother had saved which proved to be priceless. After about a year and a half we had given up hope but I received a call from Tom last Thursday evening with some fantastic news, there was a large amount of money being transferred to my mother's chequing account and she will receive a monthly cheque from Britain! Needless to say it was an awesome Father's Day present to me and made my mother extremely happy. I strongly urge anyone who thinks they are entitled to anything to seek out Tom. Like his slogan says "WHAT HAVE YOU GOT TO LOSE".

Buenos Tardes from E.C. in Costa Rica . Well my dear Tom, you certainly put the icing on my 60th birthday cake!! I received confirmation today from British Pensions confirming my monthly pensions being sent directly into my account here in Costa Rica. Tom this would have been a nightmare for me to have to deal with all the "red tape" and "hoops" I would have had to go through to make my pensions available to me. I appreciate your dedication to me in this matter and also filling out forms and taking the time to call me long distance here in Costa Rica to keep me updated on the status. Dealing with the Pensions department I am su re was a long process and a headache. I am very pleased with the results you got for me and please be assured my friends will be contacting you for you to assist them also.

Tom, it was always nice talking to you over this past 18 months and talking about the "old country" and life here in Costa Rica. I hope you will make a trip down here to see and try one of our Costa Rican beers. All the best to you!

(editor's note: This is a pensioner with a sense of humour and related to what he thought HMG would pension him to afford!)

Just a line - and a cheque - to thank you again for your efforts on our behalf.

We are now enjoying a used Lear jet and a rather nice old chateau in the Loire Valley!

Thank you for your persistence and steadfast dedication in securing my British pension. I could not have done it without your expertise.

As I didn't work for very long in the UK, it never entered my head that I might qualify for a British pension. Fortunately for me, a couple of friends who'd already benefited from his services were quite insistent that I contact Tom Hewetson, to find out my situation if nothing else. When I did eventually call him, what impressed me in particular was his obvious knowledge of the British pension system. To my great surprise, he even sounded fairly optimistic about my chances -- though he promised nothing! And a year or so after that initial phone call, I was delighted to receive my first British pension payment My sincere thanks to you, Tom, for all your efforts on my behalf.

I just want to tell any British pensioners living over here to apply for British Pension if they haven't already done so. It took a while for us to get it but we eventually did, and I am really happy about it. Believe me it works - I am proof. Many thanks again Mr Hewetson.

Now that my pension money is already flowing in, and my wife's will follow now that her national insurance number has been allocated, we both want to thank you once again for achieving a successful outcome and commend you on your high quality of professionalism that made this possible.

Many thanks for all your support. I had given up on ever getting anything from British Pensions till I responded to your ad in the paper.

Many thanks for the great work you did for us. I recommend your services to anyone who is entitled to a UK pension, and even if you are doubtful about your entitlement, it's worth an email, NO PENSION - NO FEE works! Once again Tom, many thanks for all your help and advice.

I heartily reccommend British Pensions Claim Service and am delighted by the result of their efforts made on my behalf. Tom found an entitlement I did not know I had - and I would have had no idea how to claim it even if I had known! I am very grateful to him.

Thank you very much for your prompt and professional assistance in negotiating the complexities of the British Pension system, and obtaining the maximum benefits for my wife and myself, which were quite unexpected. Your services are much appreciated by those of us away from the major population centres.

As a British Emigrant I always assumed I had no claim on a British Pension as my wife and I thought we had withdrawn all our contributions on leaving the UK in 1969. By chance I saw an advertisement for British Pensions Consultants and contacted Tom Hewetson. He rapidly indicated that each of us had a claim to a British Pension and successfully applied on our behalf. All we had to do was provide dates of employment and a few basic documents confirming our identity. We now receive two nice monthly cheques in addition to a one time cumulative back payment. It is always a source of immense satisfaction to get something back from any government as they take so much from us. A simple phone call to Tom Hewetson could be quite profitable.

I would like to thank you on behalf of myself and my wife for all the hard work you did on our behalf. You acted in a very professional manner to obtain the maximum pension we were entitled to from the United Kingdom. Your advice was given in a clear and professional manner. I can without any hesitation recommend your service.

Once again thank you.

I am very happy to be receiving a British Pension as I had no idea that I could qualify for one, having only worked in the UK for a couple of years. At the ripe age of 60 and considering retirement in the near future, it is comforting to know that I will be getting an extra $300 per month towards my retirement income. So, again, very many thanks.

Thank you very much for your tremendous effort in obtaining a British Pension for John and a spousal supplement for myself. After fifty years in Canada we had dismissed the possibility that we would even have been considered eligible for a pension, and I am quite sure we would never have pursued the matter ourselves. You are to be commended for providing such a valuable service, and we hope you will continue your good work for many more people like us.

In May 2004 I attended a meeting of the CABP (an excellent volunteer organization which has been fighting for British Pensions in Canada to be indexed as they are in the UK) and heard their then-Director, Tom Hewetson, talk very knowledgeably about British Pensions.

Using his company, British Pensions Consultants, I subsequently had him look into the case of my 91-year-old mother. She had never received a British Pension even though my father had served in the 1939 Battle of the River Plate and was married to her for over 30 years before he died at age 65 after their divorce.

At this time I had no expectation of anything for my mother, but not having to complete any Government forms whatsoever and Tom's "No Pension - No Fee" slogan, impressed me as a "win-win" situation - that it seems his fee is deductible against Canadian taxes is a welcome but completely unexpected bonus!

After protracted negotiations of well over a year between Tom and the Newcastle Pensions office where he actually went to press her case, my mother received some $4000 per annum which she enjoys to this day.

I can wholeheartedly recommend British Pensions Consultants as very knowledgeable about their speciality, determined and tenacious in their negotiations, without them my mother would never have ever received a pension – we would never have known where to start!

Our own applications to receive the benefits owed to us by the british government were met with excuses and blank negativity. We resigned ourselves to the impossibility of the UK pensions ever being honoured. This was before Tom Hewetson volunteered to negotiate with the UK on our behalf. After several months of meticulous information and documentation gathering, diligence, persistence, skilful diplomacy, and sheer hard work always with cheerful optimism and humour, Tom achieved what had seemed impossible to us and would have been impossible without his exceptional services. Thank you, Thank you Tom!

If anyone is considering using Tom Hewetson to get their british pension I would highly recommend them to do so. Tom will get you the maximum pension at the minimum cost to you and his fees are quite reasonable I am very pleased with the work he has done for me so far and found him to be very profesional.

I just wanted to write to thank you so much for making my experience with claiming my British Pension so easy! When my brother gave me your name & number, I was obviously very interested in the fact that I may be eligable for a British Pension. I must admit, it had never occured to me; I have been in Canada for almost 30 years and it never crossed my mind that I may be eligable or even entitled for this pension. After speaking with you and getting the details, I thought I would do a bit of research on the 'web' and see if I could 'just do it myself'. I found the web-site for the British Government and I found the forms/instructions in order to claim my pension. Ha! how the British Government makes it so easy ........I think not!! The forms etc were very contradictory and I couldn't make heads 'nor tails of it. So, I decided I would contact you once again and hire you to do the 'leg-work' for me and this is how it went: You explained, very clearly, how you would go about finding out what I would be entitled to (if anything) and what your fee would be.

You sent me a form, which I duly completed and returned to you.

I waited and I received a response from the British Government, which at first glance, appeared to tell me that I was not entitled to anything. Upon further scrutiny, it was realised that I was indeed entitled to a pension providing I 'top up' my contributions. Once I decided to do this and the appropriate details were finalized - all I had to do was wait! My application was submitted and after approximatly 3 months I received the first deposit of my British Pension into my bank account! Thank you very much Tom for all your help, I would not be receiving what is rightly mine without your help!

I was surprised to find out I might qualify for a UK Pension, but I was amazed at how quickly Mr Hewetson confirmed my eligibility for a very reasonable pension. I thoroughly recommend "British Pensions Consultants" to everyone who has ever worked in the UK. I have gladly given out his card to several nurses and a pharmacist who worked in the UK.

Well everything you said is true. My bank account showed my first Pension payment from Britain. I was always taught that if something is too good to true it probably is not true. Well this time you proved me wrong.

Thank you for the service you offer. There is no way I would have even been aware of my pension rights if not for your ad in the Ottawa Citizen. Being greedy...I will now wait to see how long before my wife gets her pension.

After waiting for my wifes Spousal Allowance to arrive - again a big thank you for your services. It all came to pass just as you predicted. The Pension Service has begun to deposit her pension into her account.

This was an unknown factor that I would have completely ignored if I had not used your services.

I wish to express my thanks for the work you did in procuring my pension from England. My gratitude stems from the fact that you were so accurate in predicting the amount I would receive and very thorough in ensuring this was so. It is heartening to come across such professionalism.

As a woman of 62, having emigrated from England some 40 years ago and married a Canadian, it never occurred to me in my wildest dreams that I might be entitled to a British Pension.

A friend at the local Seniors club where I cook meals, told me about British Pensions Consultants as he and his wife had received completely unexpected Pensions through them and suggested I call. With the BPCI "No Pension - No Fee" policy they mentioned, I had absolutely nothing to lose, so I contacted them and received an amazing result.

Even though I didn't have the ten years needed to qualify without paying back, because of something to do with my particular age group, not only did I receive a pension better than my CPP, I didn't have to pay back the UK government a nickel and I got a substantial sum (more than the BPCI fee!) in arrears as well! I still don't really understand how he did this, but Tom Hewetson certainly does - he did all the paperwork and negotiations from start to finish for me and provided me with the full UK documentation at the end.

Anyone who has workede in the UK has nothing to lose to give Tom Hewetson a call - he told me in two minutes flat that he could get me a pension but even with all his experience he was amazed at how well it all turned out for me!

This is to thank you for your seemingly effortless threading through the maze that is the British Pension system and helping me fill out the incomprehensible documentation.

Thanks to your prompt and cheerful work on my behalf I was able to claim a pension I never knew I was entitled to.

I think we are all fed up with filling in Government forms, even when there may be some financial reward such as a pension. What a relief to have a conscientious Tom Hewetson, who, from working previously in the UK pensions system manages to invoke various otherwise unknown or little-known factors that I am sure gave me substantially more pension than I had calculated for myself, and he did the form filling, and persistently marshaled it through the UK system!

Dear Tom, Received first payment today. It took a while, but you prevailed! It is only due to your due diligence and great tenacity that I am now receiving a pension. So thank you very much. Please find enclosed a cheque in full payment of your fee which is richly deserved. Be sure that I will promote your service at every opportunity. Nothing resonates with people as much as a success story!

To Every Would-Be British Pensioner

A year ago, our UK pensions situation was pretty bleak. My husband seemed likely to receive only about $200 per month after eleven years of working in the UK, and my own claim had been formally rejected.

Now, my husband will receive $9,325 per year after "topping up" at a low-cost rate, and I will be receiving $3500 per year. This is more than the CPP we paid into for decades. The difference? I found Tom Hewetson a unique ex Newcastle Pensions Officer who explained the whole issue in simple English and related the regulations to our own circumstances.

Tom handled the entire operation for us. He did all the paperwork, he made our claims for us, he had my rejection overruled and won me arrears. This meant I received a pension but paid nothing back and also received a large sum from Newcastle. He had my husbands annual back payment rate reduced from 350 pounds to 106 pounds and got his back payments spread over four years. He explained the wonderful survivor benefits and how these apply both ways, whichever of us goes first.

We are so grateful for what Tom has done for us and his fee was paid back many times over by the improvement in our pension income.

If you are at all concerned about claiming a pension from the UK I recommend you contact Tom Hewetson. He certainly knows his pensions stuff backwards and forwards and I love his slogan "NO PENSION, NO FEE".

Having emigrated from England some 43 years ago, it never occurred to me that I might be entitled to a UK pension.

A friend told me about British Pensions Consultants Inc. and their "No Pension, No Fee" policy. Having nothing to lose I contacted them and received a very pleasant surprise.

Not only was I entitled to a pension but the pay back period, covering the buy-back of the pension and the consultant's fee, was so short that I would have to be crazy not to take it up. I have already started to receive direct deposits to my bank account here in Canada.

Anyone who has worked in the UK, no matter when or for how long, would be wise to look into the service provided by British Pensions Consultants Inc.

In the spring of 2005 I inquired about my British Pension from the Pension Service in Britain. They told me that I didn't qualify because I had only worked for 5 years in Scotland. I was disappointed because I had heard that others had collected some pension.

In the summer of 2005 I saw an advertisement in the local newspaper from British Pensions Consultants Inc. stating that if you are under 60/65 and worked as little as 2 years in the UK a pension could be obtained and they would charge a fee only if you could obtain the pension. What could I lose? I called and Tom Hewetson was very knowledgeable about the UK pension plan. He asked some questions and told me that I should be able to obtain a pension. Forms were sent to me from Tom, I filled them out and sent them back to his office and Tom did the rest of the work for me.

I had to pay back into the plan because I had only worked 5 years and a commission was charged by British Pensions Consultants Inc., which was well worth the money spent. I now have turned 60 and my first pension check has been installed in my bank account. I am receiving 33% more than my girlfriend who worked the same time as me, but did her own work with the UK Pension. I believe that because of Tom Hewetson and British Pensions Consultants Inc., I have received the maximum that I was entitled to. With the initial output of cash to pay back into the plan and the commission to Tom, I feel that in 1½ years I will make up the money.

Thank you Tom and British Pensions Consultants Inc. for your knowledge, kindness and professional help.

Dear Tom,

I want to thank you so much for all the extraordinary help you have given me over the past many months. I am truly amazed at what you have accomplished, and very honoured to be the subject of your first successful appeal. As you know only too well, I would simply not have been able to battle away on my own behalf. And now to have the comfort of knowing that I will be able to manage better is a great relief.

I may never understand all the facts and figures presented by the Newcastle people, but I am content that you found their reasoning acceptable. Even though you thought we ‘could do better' going forward, I am happy to have the assurance of the weekly amount, which is a far cry from the previous situation.

Congratulations on your success and thanks again for all your encouragement and help.

To Whom It May Concern:

I am a divorced woman who only worked in the UK for approximately 6 years. Based on this fact, I did not even consider applying for a UK pension until a good friend recommended that I talk with Tom Hewetson.

After discussing my situation with Tom, he explained that I would indeed qualify for a UK pension based on my former husband's insurance contributions during the time we were married. Tom took on my case, and did all the negotiations with the UK Pension Department for me and the end result, to my delight, was that within a very short time I started receiving regular monthly pension payments. Since I am retiring from the Canadian work force shortly, this UK pension does of course give me added security for the upcoming years.

I am very impressed with Tom's extensive knowledge and expertise in the UK pension system, and would highly recommend him to anyone who is considering applying for a pension.

Dear Tom and Peter,

Carol and I would like to thank you both for all the hard work you have done getting our pensions for us.
After seeing a little of what you went through getting them we realized that we would never have got them on our own. We would recommend your company, and have done so, to anyone who wants to get their pensions from England Once again, a big thank you and we wish you every success for the future.

Dear Tom,

Received your package today I can't thank you enough for all the hard
work and effort you have put forth over the last 2 years. I would never have believed it possible for me to get a pension from the UK and I never would have had it not been for your perseverance.Thank you so
much.

Dear Tom,

I would like to thank you for all your help regarding my own, and my mother’s pension. Without your help we wouldn’t have had the patience, or sufficient knowledge of the British Pension system to complete the process.

My mother, who is 87, received cash and a monthly pension far above the amount she was expecting.
Your “No Pension - No Fee” statement underscores your straightforward and professional attitude, I always felt I was dealing with an old friend.

Thanks again Tom.

A man still under 60 who left Britain nearly 30 years ago, can pay back and forward several years' contributions so he and his wife will receive over $10,000 annually at 65 and for the rest of their lives. If he dies first, his widow will inherit his pension of over $6,000 annually.

In his own words, This is found money, thank you very much!”

Born in Canada 58 years ago, paid only 4 years' contributions in the UK before returning to Canada where she divorced her British husband. She can pay back and forward, and will receive over $5,000 annually at 60 in a "blended" pension. This is partly based on her contributions as above, but very largely on the contribution record of her British ex-husband who has no say in this.

Her delighted comment?It never occurred to me that I could get a British Pension!